html,body,div,span,object,iframe,h1,h2,h3,h4,h5,h6,form,label,legend {margin:0;padding:0; border:0;outline:0;font-weight:inherit;font-style:inherit;font-size:100%;font-family:inherit;vertical-align:baseline;}
body { 
 margin:0;
 padding:0;
 font-family:Verdana, Arial, sans-serif;
 font-size:11px;
 color:#000;
 background-color:#c8e0ed;}
body table {
 background-color:#fff;
 background-image: url(i/bg.gif);
 background-repeat: repeat-y;
 background-position: top center; }
body table table{
 background:none; }
h1 {
	font-size:20px;
	font-weight:bold;
	line-height:22px; }
h2 {
	font-size:16px;
	font-weight:bold;
	line-height:22px;}
h3 {
	font-size:13px;
	font-weight:bold;
	line-height:19px;
color: #9c0;}
h4 {
	font-size:12px;
	font-weight:bold;
	line-height:16px;}
a:link { color: #9c0; text-decoration: none }
a:visited { color: #9c0; text-decoration: none }
a:hover { color: #696969; text-decoration: none }
a:active { color: #9c0; text-decoration: none }
.text { color: #777; font-size: 11px; line-height: 16px ; text-align: left; }
.subtitle { color: #9c0; font-size: 11px; font-weight: normal; line-height: 15px }
.nav a:link { color: #696969; font-size: 11px; font-weight: normal; text-align: center  }
.nav a:visited { color: #696969; font-size: 11px; font-weight: normal; text-align: center }
.nav a:hover { color: #9c0; font-size: 11px; font-weight: normal; text-align: center }
.nav a:active { color: #696969; font-size: 11px; font-weight: normal; text-align: center }
.heading { color: #dcdcdc; font-size: 12pt; font-family: Verdana, "Times New Roman", Times, serif; font-weight: bold; text-decoration: none }
input { color: #000000; font-family: Verdana, "Times New Roman", Times, serif; font-size: 8pt; font-weight: normal; text-decoration: none}
.page { font-size: 13px }
.footer { color: #696969; clear: both;font-size: 11px; }
.note { color: #ff8c00; text-decoration: none }
#footerclose { background: #c8e0ed url(i/footerclose.gif) no-repeat center top; height:20px; }
.ifemt { width:0; height:0; display:none; }/* --- hidden emt iframe  --- */